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best type of financing for 2023 is something called AR or account receivable financing and I love this one I love it for two main reasons first of all you can let your customers buy your expensive products or services on terms meaning that you can let them pay overtime the actual lender will give you the majority of that money right away you can let them pay making it easier to attract more customers because theyre paying over time keeping payments low you still get the majority of your money right away and in doing so youre actually building an asset that helps you get even more financing so now its easier for customers to buy from you you get the majority of their money right away and this is a number one kind of asset thats typically used to qualify for financing like SBA for example so not only can you make it easier for customers to pay and get your money right away but now youre building an asset that helps your business become more valuable and helps you tap into even more