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welcome to the university of nebraska's discussion on proposed retirement plan enhancements my name is bruce kern from human resources and we're so glad you're able to join us either in person today or by viewing this recorded presentation on the nebraska.edu website any questions or comments can be directed to benefits at nebraska.edu if you'd like to ask a question at the end of this presentation please do so in the q a section of your zoom screen the focus of these enhancements are to create savings for nu employees modernizing our retirement plan will create a streamlined lineup of investment options while at the same time increasing options for those employees who wish to use additional investment products our goal is to have the best retirement plan possible for nu employees what is staying the same first it's important to say that your contribution and the university's contribution will be staying the same there's no change you will continue to be 100 invested which means when...