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In this video, we discuss the importance of Certificates of Insurance (COI) for most companies and provide a detailed explanation of the components that make up a complete COI. The most commonly used type of COI is the Accord 25 form, which summarizes the pertinent details of insurance policies on a standardized single page form. It is essential to understand that a COI is simply proof of insurance and aims to streamline access to critical information in the policy, such as coverage type, effective date, and policy limits. It is important to note that there are various edition dates and versions of the Accord form, so not all forms will look the same. To aid in the learning process, a COI template is provided in the video description for viewers to download and access.
