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The debt limit is kind of a financial weapon of mass destruction chained to the United States government by the United States government. Confused? Then its time for The United States debt limit Explained. To understand the debt limit you need to know the US splits financial responsibility between the president and congress. The president has two jobs when it comes to money: 1. Collect taxes and 2. Spend those taxes to run the government. This might give you the impression that the president, with regards to money, is all-powerful. Especially when you hear news reports on the presidents new budget or his plan to raise taxes on haberdashers or lower taxes on apiarists. But reality is just the opposite and the president is the one who takes orders. From whom? Congress. Congress has the jobs of setting the tax level and determining how much the government will spend by writing a budget. So while the president does get to submit budgets to congress, and asks for changes in the