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so when youre taking the test you may get these questions waiver and estopple these are two ideas that show up uh usually in the general insurance chapter and theyre related to a contract so insurance is a contract whether youre buying homeowners Auto property Health theres waiver and estoppel and uh you need to just kind of know the definitions of these theyre not highly tested but theres one one to two questions that might show up so when youre filling out a insurance application so like theyre going to ask you questions um what kind of car do you own what kind of house do you have you know whatever youre answering these questions these are the questions that the insurance company is going to use to determine your premium and your coverage if you were to leave a question blank and they still issued you a policy the insurance company has basically waived their right to that answer so theyre not allowed to basically hold it against you that you didnt fill this out correctly
