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32 ways to quickly stop foreclosure a forbearance agreement im dave dinkle and for the past 47 years ive helped homeowners just like you to stop their foreclosures more than 1 million americans have used my tips tactics and techniques to stop their foreclosures the biggest reasons people lose their homes to foreclosure is simply they dont take action soon enough following video is an introduction to just one of those techniques a forbearance is an agreement between a lender or the lenders mortgage payment processor to temporarily pause the homeowners mortgage payments for a qualified hardship because of the pandemic congress passed the cares act in 2020 granting qualified homeowners the possibility of doing a forbearance agreement for up to 12 months but the cares act was only for fannie mae freddie mac fha and va loans which are federally backed mortgages later fannie mae and freddie mac extended this period to 15 months in certain situations it did not cover conventional private
