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morning were really excited to present this panel and to have some audience participation so hopefully youre all awake and eager so the panel today as you know is about directors and officer duties before and during crises so were going to talk about what directors and officers need to know to plan for and manage insolvency and other company challenges Ill start by introducing our panelists to my immediate right is Jim Bailey hes a shareholder in the bankruptcy restructuring and workouts department here at Frederickson and Byron hes a nationally recognized lawyer with over 45 years of experience mainly representing financially stressed businesses or their creditors nominated by his peers he became a fellow of the American College of bankruptcy in 1997 he has served as the president of the Hennepin County Bar Association and the Minnesota State Bar Association more recently he was lead attorney for the turnaround Management Association Upper Midwest chapters transactions of the ye