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land contracts thats a topic that is deep um I can tell you without question that Im not a fan of buying or selling a home on land contract as a buyer it sounds too good to be true and it usually is the appeal to some people buying on land contract is they can give the owner of the home the down payment they give the owner the home a monthly payment and they treat the owner like a bank and the benefit of course they dont have to qualify and go to the bank for a mortgage which for some people if theyve got you know spots on their credit that need cleaned up it sounds appealing but heres the kicker what if you give the owner ten thousand dollars down and youre making monthly payments every month on time but the owners not paying their mortgage theyre taking your money and theyre living on it and the house goes in the foreclosure and the bank takes the house back and you get kicked out and that happens so many times which is why I caution you on a land contract