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less than three insurance so there are three primary types of insurance payers there are commercial payers those are the Aetna United Healthcare the Cigna those types of payers there are private insurance payers like Blue Cross Blue Shield and there are government insurance payers such as Medicare Medicaid and TRICARE each of these payers may have unique requirements for processing claims that you need to be aware of with respect to the billing and coding patients also may not always know the details of their insurance coverage and the costs and sometimes their financial responsibility may not be fully known until claims are processed and the payments are applied the common types of insurance plans are the indemnity the managed care and the consumer driven plan the most commercial insurance and private insurance carriers I offer one or a combination of these types of coverages and these types of insurance coverage are usually provided by your employer your spouses employer or an organ