Slide guide in a Land Contract Form - Online Editor

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How to slide guide in the Land Contract Form

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okay April Ive been following your step-by-step instructions about how to be the best most top producing brand new real estate agent and here I am Ive got a buyer and we are ready to write an offer what do I do now [Music] hi everyone and welcome back to my channel my name is April Nassau Im a real estate broker a mortgage loan broker here in Northern California and this channel is about all things real estate if you havent already be sure to subscribe please hit the like button and ring the bell so you dont miss any future videos now lets get into it this is the California instructions and it comes in this one big packet with all of these disclosures front loaded on this form first disclosure is just regarding the agency relationship it basically says whos working for who and theres a whole bunch of just extra background text for each of these forms this is the fair housing basically were not allowed to discriminate heres your rights possible representation of more than one

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What is the interest rate on a land contract in Michigan?

A balloon payment is an unusually large payment due at the end of the purchase period. The parties will also agree on the interest rate. However, in Michigan the interest rate cannot be above 11%. It is possible for the interest rate to change over time, but the average interest rate has to be 11% or less.

What are the disadvantages of a land contract?

Land contract cons. Higher interest rates Since the seller is taking most of the risk, they may insist on a higher interest rate than a traditional mortgage. Ownership is unclear The seller retains the property title until the land contract is paid in full.

How do land contracts work in Michigan?

With a land contract, the buyer does not get full ownership of the property. The buyer is an owner, but they only get equitable title of the property. Equitable title is the right to obtain full ownership of property. This is different from legal title, which is actual ownership of property.

How much is a downpayment on a land contract in Michigan?

How Do Land Contracts Work in Michigan? Most land contracts will require the buyer to make a down payment of 10% or more of the purchase price. Then, the seller will have to make installment payments for a set period of time.

How to do a land contract in WV?

In West Virginia, the information that must be reported on a land contract includes the names and addresses of the buyer and seller, the date of the contract, the purchase price, the legal description of the property being sold, the terms of the sale, a description of any liens on the property, and a statement of the

Who pays closing costs on land contract in Michigan?

Yes, sellers pay closing costs in Michigan (and every state). Sellers are on the hook for a number of expenses, including real estate commissions, one of the heftiest costs associated with any real estate transaction.

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