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good morning everybody this is Eric Daly from Miller Johnson speaking Im joined today by my corporate colleagues Luis Timnath and Chelsea Austin we are all in the corporate department at Miller Johnson and today we will be discussing some of the most recent updates and developments related to the main street lending program Before we jump into the substance of the program I always like to begin webinars and I think as a whole our firm takes the approach of beginning the webinars by reminding ourselves of the spirit and ethic of collaboration and candor that we we try to bring to these presentations and engagement with community members and clients as were all trying to navigate this pandemic and hopefully the recovery from it as best as possible so we we try to bring our kind of core values of ingenuity [Music] intellect cooperation and resourcefulness to to these presentations and other ways we engage with the community throughout throughout this recovery the other the other thing t