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hi my name is Mike Stewart and Im a construction lawyer to tack law this short video is about builders liens for contractors Im making this video because Builders liens are difficult to understand but they are a very powerful tool for contractors to use to secure their payment the builders liens come from the builders lien Act the Act sets out who can file a lien on a property depending on what work was done a contractor generally under almost all cases is able to file a lien on a property what that lien does is it allows that contractor to put a charge on the title of the property so that dealing with the property by the owner is prevented in the future for example if the owner is financing the build with bank loans the bank will see that lien on the title and tell the owner to have it removed what that often encourages the owner to do is to pay out the amount of the lien to the contractor or to pay out the holdback thus in that case the contractor would get their money back under
