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[Music] foreign [Music] youre watching portfolio makeover an original series from ETF Guide TV Im Rhonda leggy and today were going to examine a 686 thousand dollar retirement portfolio for TB in Tucson Arizona and Im gonna tell you what I like about it what I dont like and what can be improved now before we introduce everyone to TB and take a look at her portfolio I wanted to share with you a poll that was taken recently on this very Channel and this uh this was kind of trying to get a glimpse at what were peoples biggest regrets over the past year and you can see number one regret owning too many of those high risk volatile growth stocks over 40 percent or just about 40 percent of the audience or respondents uh felt that they had too many of those types of stocks in their portfolio but look at number two the top response was my portfolio didnt have enough big of a enough cushion that was 33 percent of respondents and I just want to congratulate the audience for recognizing the