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in this video we will be walking through standard authorization which is one of the transaction authorizations methods offered by reap if you opt for standard authorization reap will be the ultimate source of truth that validates the card balance if a client HPS up $500 to their wallet $500 must be reserved from the master account to ensure the card has the equivalent amount of balance as the card issuer you will bear the risk of trans transaction rejection if the customers card do not have a sufficient balance lets start by an example of a card holder initiates a purchase with the card imagine the card holder is buying a coffee from a cafe the merchant which is the coffee shop in this case will initiate a payment request to the card Network then sends this transaction request to reap when reap receives this transaction request reap will evaluate your master account and card balance respectively to ensure there is sufficient balance to complete the transaction after confirming there