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they hold the title and you are the owner until you pay them off [Music] let's say you go out and buy a car josh do you have a car loan on anything right now yeah do you have the title to that car no no i don't that is an agreement for sale okay so who's the owner of the car right now the bank technically you are the owner of the car they are just simply holding the title until you pay them off man so it means you josh are the owner of the vehicle right your insurance company is not insuring the bank they're insuring you as the driver right you are the owner of that vehicle you can sell it you can refinance it you can do whatever you want with that car you are the owner the way that that arrangement is set up with a car lender is that they hold the title and you are the owner until you pay them off when you pay them off they send you the document and they go okay the agreement is no longer an agreement for sale now you're just the full-blown owner you can do the same thing agreement f...
