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Amy from Lake Orion is seeking clarity on a situation with a private lender regarding a mortgage deed that has ballooned. She is confused about the legality of the mortgage deed and what her next steps should be. The expert clarifies that mortgage deeds are not used in Michigan, and deduces that Amy may be an out-of-state investor. Mortgage deeds are explained to be similar to land contracts, and the expert advises Amy on her options moving forward.