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okay just give me a minute were going to start in a second uh before I go into the presentation um there is a chat panel that should appear on the right side of your screen if anybody whos sitting in attendance could type a message into the question section that youll see sort of in the middle to let me know that you can see and hear me or you can see the screen and hear my voice Im going to wait a second just to make sure that the audio and visual okay right I got some responses okay so it looks like were good and ready to go so I want to welcome everybody to the mcklin law groups monthly webinar series tonights webinar is the modification of your property settlement agreement dos and donts we do these seminars once every month usually the last Thursday of the month uh depending on holiday and other schedules but its usually this time also so lets give a second Im going to jump into giving you just some explanation what to expect in case you uh havent been here before so to