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Hello everyone and welcome. My name is Margaret Bau, Im with USDA Rural Development and today we will go over the steps to starting a cooperative so thank you for joining us and without further ado lets go over what the content of this presentation will cover. There are various ways to form a cooperative one would be member initiated another is incubated by an outside organization and the third is conversion to cooperative ownership. Were going to spend quite a bit of time today on the steps of a member initiated cooperative as a touchstone, a touchstone to the steps to actually forming a cooperative and then we will elaborate on the various variations of forming a co-op. The first way to form a co-op is member initiated and this is a startup business idea and that business idea is envisioned by the people that are going to become the eventual members of that cooperative business. And there are two ways of doing that I like to use the analogy that either a group of people can can fo
