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This presentation explains how to read a settlement adjustment sheet and a funding cost statement, which are sent a few days before purchasing a new property. These documents clarify the amount your lender is providing and highlight any shortfall you may need to cover. In the provided example, the amount due is $61,036.64. It's essential to review these figures to address any issues with your lender regarding the loan amount. If there's a shortfall, you can discuss it with the lender or arrange the necessary funds for the purchase to be completed.