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In this episode of "Finally Revealed," the host discusses the implications of a default judgment if you are sued and do nothing. He emphasizes five critical points to consider in such situations. Firstly, evaluate whether the default was intentional or due to an oversight. A default judgment occurs when a person is served legally, which can happen in various ways across U.S. courts: personal service, posting and mailing after unsuccessful attempts, certified mail, and residential service where documents are left with someone at the residence. Understanding these service methods is essential as they vary between state and federal courts.