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Jessica Culver, a family lawyer at Dummit Fradin, explains that a separation agreement is a contract between parties addressing issues that arise during separation before divorce. It typically covers property division, spousal support, and other relevant matters, which can be identified during an initial consultation. Utilizing a separation agreement can streamline the process, making it more amicable and avoiding court trials. However, parties can still choose to go to trial on unresolved issues. Overall, a separation agreement is an effective way to resolve disputes without court involvement, though it's not mandatory.