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In this video, John discusses what to do if you're denied for a credit card. He emphasizes that if you weren't denied for a "hard reason," you have a significant chance (about 85-90%) of gaining approval in the future. John reflects on the common experience of credit card denials, acknowledging the disappointment that comes with receiving a denial letter. He highlights the distinction between a hard denial, which indicates a serious issue with your application, and other types of denials where hope for future approval remains. The video aims to provide guidance on navigating these situations and increasing the likelihood of future success.