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This tutorial explains how to create a personal loan agreement using docHub PDF, highlighting its fillable form feature. Users are guided to start by selecting their preferred format, with a recommendation for docHub PDF due to ease of use. The process begins by entering the effective date of the agreement, followed by identifying the borrower (e.g., Johnny Appleseed) and the lender (e.g., Nancy Appleseed) with their address. The agreement specifies the repayment terms, including the duration (one year) and the loan amount ($10,000). Further instructions for entering additional loan details are mentioned, but specific information is not provided in the text.