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hey everybody this is bill with no nuri coach comm today we are going to talk about facts facts what they are and why we do them and I have to thank Scott one of our viewers on YouTube that brought it to my attention that I have not yet offered a video about this facts facts are one of those things that you see every now and then depending on who your client is theyre either required by the lender or theyre required by the signing company that might hire you and essentially what it requires is that you pull certain documents out of a loan package and you send them via fax or via a secure online portal to the lender ahead of time so they get a chance to review them what theyre looking for and the purpose that it serves theyre looking for mistakes or errors that might affect funding theyre trying to catch them ahead of time and then also it allows them to get a jump start on their funding process so they can better serve their customers and get loans closed and funded on time now s