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The difference between a consumer credit application and a job application lies in their purposes. Both applications request similar information such as social security numbers, addresses, and references. A consumer credit application is a request for immediate access to an extension of your own money, while a job application is a request to perform work or manual labor in exchange for earning your money. Essentially, both applications involve seeking an extension of financial resources, but they represent different contexts: one for borrowing money and the other for employment.