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The speaker discusses their monthly electricity expenses, estimating around $180 to $200, which varies based on children's usage. They have three children, with one in kindergarten and two younger. For sewer services, payments are made once every four years when the septic truck is called for cleaning. Homeowners insurance is paid annually. When asked about their work, the speaker is unsure of their weekly hours but confirms they know their hourly rate. The conversation revolves around household expenses and personal finances.