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Jessica Culver, a family lawyer with Dummit Fradin, explains that a separation agreement is a contract between spouses addressing issues related to their separation before divorce. It can cover property division, spousal support, and other relevant matters identified during the initial consultation with an attorney. This agreement helps to facilitate a smoother separation process, avoiding the need for a trial and court involvement for resolvable issues. However, it also allows for certain matters to be addressed in court if necessary. Overall, a separation agreement is an effective way to manage separation-related issues amicably.