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In this video, the speaker discusses the increasing popularity of loan assumptions, particularly due to rising interest rates. They emphasize the importance of asking sellers if their current loan is assumable, as it may lead to a better selling price thanks to more favorable financing options compared to today's rates. The video outlines key considerations before proceeding with a loan assumption. An example is given about a recent loan assumption process in Orange County, highlighting that the entire process can take approximately 45 days from start to finish. The team aims to effectively manage timelines and expectations during this process.
