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Jessica Culver, a family lawyer at Dummit Fradin, explains that a separation agreement is a contract between spouses addressing issues during separation before divorce. It can cover property division, spousal support, and other relevant matters identified during an initial consultation with an attorney. This agreement simplifies the process by avoiding the need for a trial and court proceedings, although some issues may still require court intervention. Essentially, a separation agreement is an effective way to resolve disputes amicably without extensive legal proceedings.