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hey whats up my name is Samuel lids and on this video I want to talk about shared ownership you know when you see on Rightmove those houses where you think oh my gosh thats so cheap and then it says 50% shared ownership what does that mean what that means is youre buying a part of the house and the other part is going to be continued to be owned by a Housing Association so is it good should you buy a house want to share ownership basis or not I guess the answer it kind of depends generally speaking I think shared ownership is bad I am NOT a fan and Im going to list the reasons why but Im also going to give the pros as well and then you can make your own mind up but first we really important is you cannot buy a house on a shared ownership scheme and then rent it out if youre buying a house on a shared ownership scheme you have to live there this is set up for first-time buyers that havent got much money and they can only afford to put in 50 percent or 25 percent usually is betwe