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Welcome to Pruitt's 2021 Employment Law Certificate Series. I'm Jim Roark, a benefits attorney from the Columbia office, joined by my partner Mike Brittingham. Today's session, titled "Bringing Clarity to Workplace Complexity," will focus on key employee benefits developments from the past year. We appreciate your attendance and plan to discuss various topics for about an hour, with Mike and I alternating in our presentations. We'll also welcome questions throughout the session; please use the Q&A feature to submit any inquiries.