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Jasmine from IPS discusses the importance of doctor referrals in healthcare, emphasizing their role in improving patient care by reducing administrative stress. Doctor referrals, described as old-fashioned forms often with multiple color pages, are essential when required by specific health plans such as POS and HMO plans. These plans designate a primary care provider (PCP), which determines the need for referrals to other specialists. Jasmine highlights that patients must obtain and bring these referrals to ensure proper access to additional medical services.