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hey folks its Steve coming at you from lockdown in Auckland and today I wanted to talk to you about what is a certificate of incumbency and how do you get one so firstly youve just gone and set up an offshore company somewhere whether it be Hongkong the leaves Panama whatever whatever your location or jurisdiction is the first thing youre going to want to do after youve set the company up is youre very likely to want to go and get a bank account now because many of these these these jurisdictions these countries dont have a public company registry the bank cant really confirm that what youve given them and your documentation is actually correct so for anti-money laundering purposes the banks typically always want to go out and physically confirm that you are the shareholder of that business that you are the director that the company actually exists so what do they do what they do is they ask for a certificate of incumbency from you a certificate of incumbency you know flash up