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In this tutorial, the speaker explains the process of adding a lien when financing a vehicle through a bank. When a vehicle is financed, the bank becomes the first secured party and a lien is placed on the title, which remains until the debt is repaid. To add a lien, follow these common steps: First, visit the DMV or state authority that issues vehicle titles. Second, obtain and fill out a title application with your personal, vehicle, and lien holder information, then sign it. Submit the application and existing title to the clerk, along with the appropriate fee, which varies by state. You may need to provide loan documents for verification. The clerk verifies the information, files it, and a new title is issued, possibly mailed directly to the lender.
