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In this video, Michelle discusses the concept of a waiver, highlighting its significance in various documents, such as bank agreements and settlement claims. A waiver involves several critical elements to be valid: it must be a present relinquishment of a known right, meaning the right must be currently held, not a future possibility. The individual must be aware of what they are waiving, and this should be clearly articulated in the document before signing. Essentially, a waiver is about giving up a known right that you possess at the moment of signing.
