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In this video tutorial, Mark from Think Insurance explains the difference between an insurance quote and a policy. An insurance quote provides a generalized estimate of coverage costs but often overlooks specific factors that impact pricing. He will discuss what is considered in the quote and the additional details that are not included. Towards the end of the video, Mark will present the best way to obtain an insurance quote and explore various coverage package options available, noting that companies may offer basic, better, and best packages during the online quoting process. The emphasis is on understanding what the quote covers and the factors influencing it.