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In this video, John Skiba from the Consumer Warrior YouTube channel discusses the implications of car loans in bankruptcy. He addresses common misunderstandings regarding how to retain a vehicle when filing for bankruptcy, especially focusing on reaffirmation agreements. Skiba explains the process and considerations involved in entering into such agreements. He also categorizes debts in a typical Chapter 7 bankruptcy into secured debts, like car and home loans, where collateral is attached to the loan. Viewers are encouraged to subscribe for weekly insights on managing serious debt issues.
