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get an agreement in principle in five minutes let me tell you why i think thats a very dangerous idea and i think that it puts a lot of people that gives them a false sense of security and many many people often get rejected once theyve been accepted for a decision in principle and some of the reasons why hi everybody its payam here and i am an independent mortgage broker at niche advice ive set up this channel to talk everything to do with mortgages now lets talk about a topic that ive keep on seeing because uh youtube keeps on sending me adverts on it which is decision in principles and getting your decision in principles in 10 minutes in five minutes in 15 minutes and why i dont think theyre actually those sort of very quick decision and principle systems are very good and often they give people a wrong sense of security really um why i always believe that uh getting an agreement principle why someone whos actually looked at it is is probably a preferred a better way so le