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i recently made a video about a three to one matching executive retirement plan called kaizen it is a unique individual retirement plan that will increase your retirement distributions by 60 to a hundred percent using leverage where a lender matches your five annual contributions three to one at libor plus one point seven five percent this week i want to introduce employers to trisen which is similar to kaizen its a unique pre-tax employer sponsored retirement benefit plan that an employer can contribute to on behalf of an employee in lieu of bonuses pay raises or signing bonuses etc the employers contribution to the plan is matched three to one by one of our 14 lenders at libor plus 1.75 this is a 15-year plan for the employee but the employer makes only five annual contributions and the strategy is the sole security for the loan almost every study indicates that a large percentage of people including 90 of high earners have not saved enough to maintain their lifestyle in retirement