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[Music] like it or not financial plans are not a one and done usually youre adjusting them maybe every 10 years or something like that then it was every three years the world we live in now people need their plans adjusted more frequently some urgently some very quickly some of its covid and some of its just life i dont like the life i live right now i want to change it its good that people get to go to a financial planner for that but you have to be willing to take it all apart and put it back together again when your clients need it so in situations where you do have to revise a plan or maybe its even a new client what you want to do first of all is understand what the client is going through right now what are they thinking what are they feeling dont assume that because youve known them for a long time that you know them now sometimes these life events change who people are the way they they make decisions the way they process information their attention span their patience
