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the definitive guide on how to manage your credit product penalty price and that order its never been more important to get your mortgage right so if youre watching this video its for one or two reasons the first is that you are a mortgage 360 client and you received a link to it via email and you also received an email with the transcription of this video so that you could read it if you so chose the other reason you might be watching this is because we did cross-post it with my youtube channel so that consumers out there can see how were advising our clients to make a lock-in decision with respect to their variable interest rate mortgages now the reason this video is coming out today and the reason why youre receiving it today is because obviously tomorrow march 2nd is when the bank of canada will likely announce some sort of rate increase my guess is it will be about a quarter of a point and we want to make sure you have the information that you need in order to start thinking