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In this video, the speaker discusses the concept of rent-to-own agreements, highlighting potential pitfalls. As a lender, they express skepticism about participating in such arrangements. Often, rent-to-own is presented as an opportunity for those with poor credit to eventually own a home, with rent payments contributing to the down payment. However, the speaker warns that many issues can arise, including scams by fraudulent sellers. They emphasize the importance of being cautious and discerning, even when dealing with legitimate companies. Lastly, the speaker notes that specific conditions need to be met for rental payments to be considered toward a down payment successfully.
