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This tutorial discusses the potential pitfalls of rent-to-own agreements, emphasizing that, as a lender, the speaker personally advises against entering such contracts. Rent-to-own options are often presented as a way to build credit and eventually own a home, but numerous complications can arise. Key concerns include the legitimacy of the seller, as there are scams in the market. Even when dealing with a legitimate seller, it's important to ensure that rental payments are properly accounted for as part of the down payment. The speaker encourages caution and thorough research before engaging in rent-to-own agreements due to the risks involved.
