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Health insurance is essential for managing medical costs and may be new to those whose parents previously handled it. In the U.S., there are various insurance policies, typically covering doctor visits, surgeries, and hospital costs, while some focus on specific needs like vision and dental. When discussing health insurance, the emphasis is usually on the plans covering general medical expenses. The process involves selecting a plan and paying a monthly premium, with the insurance company covering a percentage of specific medical services known as covered services. New employment often includes health insurance options for individuals.
