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A durable power of attorney involves a principal and an agent, where the agent is chosen to handle the principal's financial matters. Typically, a spouse is chosen as an agent, but the principal can choose anyone they trust. Attorneys recommend selecting a beneficiary in your will as an agent. Unlike a general power of attorney, a durable power of attorney remains in effect even if the principal becomes incapacitated and continues until the principal dies or revokes it. Multiple agents can be chosen to make decisions together, or an alternative agent can be nominated to step in if the primary agent is unable to act.
