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[Music] what is a credit facility agreement first of all its a contract a credit facility is a type of loan made in a business or corporate finance context including revolving credit term loans business loans collateral loans committed facilities letters of credits and most retail credit accounts like store credit a credit facility acts as a bank or pretender lender to make you a so-called loan for your business but where does the money come from since banks cannot lend their own money their depositors money nor their credit by law the funding comes from you you your signature creates money pursuant to the bank manual modern money mechanics I guess youve heard of that word modern money mechanics that describe how money is created by your debt signature seeking to produce or purchase things on your good credit think about it each processed credit agreement debt payoff security cap security at cancel one mortgages dot info or register state-licensed process create agreement pay off neg