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we see quite a few retirees realize that about 6 to 12 months into retirement their expenses are a lot less than what they thought and this sometimes gets them to think maybe I could have retired a little bit sooner than I actually did you know if youre like some of our clients that we helped then you might be ready to retire and excited to move to this next chapter but you also could be delaying it a little bit because maybe youre a little bit hesitant since its this strange feeling to stop this work paycheck or stop the business cash flow and then start to just rely on your Investments and you know you cant blame people for feeling this way because theyve never done this retirement thing before and hopefully we only have to do it one time so I want to show you an example plan of a couple and after a little bit of work they realize that maybe theyve overestimated their expenses in retirement and it really makes quite a big difference just focusing on the expens es and there are
