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How to shade character in the Warranty Deed

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All right, in todays video, were gonna discuss types of deeds. Now theres probably about a dozen or so of the types of deeds were gonna discuss, and you need to know these for your real estate licensing exam. Very important. Now, understand just a little review here, I did another video that outlined the basics of deeds and what contents or what essential elements must be in a deed for it to be valid. If you have not previewed that video, please go and watch that video before you go to this video, and Im gonna leave a link right up here in your upper right hand corner of your screen. Thats a link to the video. Watch that one then come back to this one. And if youve watched that video, you will have learned that the deed is the proof or the evidence of a transfer of title or a conveyance of title. The other thing that the deed does, it represents the quality of the legal interest, what we call the quality of the estate, the type of deed determines quite frankly the quality of the

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Who is most likely to use a quiet title suit?

Quiet title actions are common following mortgage lender disputes, the death of title owners, cases of adverse possession, and long periods of time where the property is unoccupied. A quiet title action may not give the new owner the same level of protection against the previous owner.

What does it mean when there is a cloud on the title?

A cloud on title is the term for a defect in the chain of ownership on a property. If there is a cloud, until it is fixed title underwriters will refuse to insure the new title. This typically means the seller cant legally pass that title to the new buyer, and the buyer cant own their new home.

What does clouded title mean?

A cloud on title is a claim or encumbrance that affects the ownership of a property and can potentially discourage future parties from purchasing it. These claims or encumbrances can arise from easements or mortgages on the land, or they can arise from a defect in a deed or a lien that may yield title to a third party.

What is the most common cloud on a title?

Liens are the most common types of title problems that emerge from title searches. A lien follows the property, not the debtor, so if you purchase a home with a lien on it, you become responsible for that debt as soon as the title is transferred to you.

What is a cloud on a title is most often removed by?

A quitclaim deed is often used in divorces, when one spouse gives up any potential community property interest. In addition, a quitclaim deed is used to clear some cloud on the title. A cloud on the title is some minor defect in the title which needs to be removed in order to perfect the title.

What does clouded mean in real estate?

Title is the legal means by which real estate is conveyed from one person to another. A cloud on the title is the way lawyers indicate that the chain of title has been broken in some way, so the seller cannot lawfully pass the property to the buyer at the present time.

What does the color of a title mean?

In other words, a person has color of title to a piece of property when, for one reason or another, the document evidencing title (a deed, for example) is invalid. Color of title is also known as apparent title since the document gives off an appearance of a valid title, but in reality, it is defective and invalid.

Which deed contains the strongest warranty?

General warranty deeds give the grantee the most legal protection, while special warranty deeds give the grantee more limited protection.

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