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foreign [Music] good day to you my name is Mike Edison representing Ed sure fsp-15269 so today Im going to be answering a simple question is it a good idea or can an earner or owners ensure the units separately from a buddy corporate policy okay Im not talking about sections being insured notwithstanding the policy I was talking about can the body corporate ensure a certain number of units and then say an owner a bunch of earners or the developer go and ensure their sections particularly their units separately okay so to answer the question uh which is the short answer is no and Im going to explain why Im not saying it cannot be done you know completely but its definitely the worst idea you could think of trying to do it and the certain circumstances there are ways around it but we certainly do not recommend it for a whole lot of different reasons but look at it this way first of all lets understand the concept of what a unit is a unit equals a section plus the undivided share in
