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For something that can have such a huge impact on your life, its crazy to me that health insurance is so confusing. I mean, theres a bunch of new terminology for you to learn and youre usually on a pretty tight deadline to make choices thatll impact you for the rest of the year. But look, whether you like it or not, if you live in the United States, youre going to want health insurance because even healthy individuals can end up in serious accidents that rack up tens or even hundreds of thousands of dollars in medical bills. So in this video, Im going to help you understand how health insurance works and how to choose the right plan for you. First, lets talk about how health insurance works. Like most other types of insurance, how it works is that you pay a monthly fee to the insurance company, and in return, the insurance company will help you cover medical costs that you incur. Oftentimes, the amount that the insurance company ends up paying for your medical costs is less than